Our Privacy Pledge
You are a valued customer and we at AV FundSource strongly believe in protecting
the confidentiality and security of the information we collect about you as a customer,
potential customer or former customer. We have adopted the following policies and
procedures to safeguard the personal information about you in our possession
We share customer information with certain employees and with companies providing
services on our behalf in order to service your needs.
Our policy is to require all employees and companies providing services on our behalf
to keep customer information confidential.
Our privacy policy applies to potential customers as well as current and former
customers.
Safeguarding Personal Information
We have adopted policies and procedures designed to protect your personal information
from unauthorized use or disclosure.
Although AV FundSource has taken these reasonable and appropriate measures to ensure
that your personal information is delivered and disclosed only in accordance with
your instructions, AV FundSource cannot and does not guarantee that the personal
information you provide will not be intercepted by others and decrypted.
We have implemented physical, electronic and procedural safeguards to maintain confidentiality
and integrity of the personal information in our possession and to guard against
unauthorized access. These include among other things, procedures for controlling
access to customer files, building security programs, and information technology
security measures such as the use of passwords, firewalls, plus virus detection
software.
We continue to assess new technology as it becomes available and to upgrade our
physical and electronic security systems as appropriate.
Our policy is to permit employees to access your personal information only if they
have a business purpose for using such information, such as administering, providing
or developing our products or services.
Our policy which governs the conduct of all of our employees requires all employees
to safeguard personal information about the consumers and customers we serve or
have served in the past.
Information We Collect About You
We collect information about you to help us serve your financial needs, to provide
you with quality products and services and to fulfill legal and regulatory requirements.
We consider all information about you in our possession to be personal information,
even if you cease to be a customer. The personal information we collect about you
may include among other things:
Identifying information, such as your name, age, address, phone number and social
security number
Employment information
Financial information such as your income, assets and liabilities, as well as information
about your savings, investments, insurance and business.
Typically, we collect this information on applications and other forms you complete
through our website.
Loan and Other Services
All of the information you have provided in your loan request is true and complete.
You authorize AV FundSource to provide your information, to up to five Lenders;
If you leave portions of the loan request form incomplete, AV FundSource may transmit
your loan request form to up to 5 of its lenders who can help you complete your
loan request and possibly extend you loan offers. By completing the loan request
form, you authorize AV FundSource to transmit your loan request form to up to 5
lenders. In addition, if you qualify for other services provided through our website
, AV FundSource will share your information with one of the partners in that program.
These partners should also be considered service providers. You understand that
Lenders may keep this form, whether or not you are qualified for a loan with them.
AV FundSource is not a lender and does not make loans or credit decisions in connection
with loans. AV FundSource does not endorse or recommend the products of any particular
Lender on any of its websites. AV FundSource is not an agent of either you, the
User, or any participating Lender. AV FundSource's services are administrative and
consultative only. You should rely on your own judgment in deciding which available
loan product best suits your needs and financial means. The Lender is solely responsible
for its services to you, and you agree that AV FundSource shall not be liable for
any damages or costs of any type arising out of or in any way connected with your
use of such services. Loans may only be made to residents of, or secured by collateral
or other property located in, states where participating Lenders are licensed or
authorized to make such loans, as indicated herein under the section titled "Lenders."
Lenders are not attempting to make loans outside of their authorized states or country
by participating in and offering their products on this Web site. AV FundSource
does not guarantee acceptance into any particular loan program or specific loan
terms or conditions with any participating Lender; loan approval standards are established
and maintained solely by individual Lenders. Likewise, AV FundSource does not guarantee
that the loan terms or rates offered and made available by participating Lenders
through this Web site are the best terms or lowest rates available in the market.
Unless expressly stated in writing, nothing contained herein shall constitute an
offer or promise for a loan commitment or proposal. AV FundSource is paid a fee by participating
Lenders for the goods, facilities and services provided. Your use of this Web site
and/or AV FundSource's services constitutes your agreement with this compensation
arrangement.
Sharing Information with Companies That Provide Services For Us
We share personal information about you, as required or permitted by law, with third
parties, such as service providers who assist us in the day to day operations of
our company in the administration, processing, servicing and sale of your loan.
These third parties include among others, title companies, appraisers, insurance
companies, underwriting services, processing services, and purchasers of loans.
Our policy is to require third party service providers to enter into confidentiality
agreements with us, prohibiting them from using any personal information they obtain
for any purpose other than those for which they were retained or as required by
law. We may also disclose information about you, when necessary or required, in
legal and arbitration proceedings and to government agencies.
Changes To Our Privacy Policy
We may make changes to our privacy policy in the future. Any changes will be reflected in a revised privacy policy detailed at our website.
Contacting Us
If you have questions about this privacy policy, please write us at: AV FundSource,
4068 Plum Wood Way, Uniontown, OH 44685