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You are a valued customer and we at
AV
FundSource strongly believe in protecting the confidentiality and
security of the information we collect about you as a customer, potential
customer or former customer. We have adopted the following policies and
procedures to safeguard the personal information about you in our
possession.
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Our Privacy Pledge |
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We share customer information with certain employees and
with companies providing services on our behalf in order to service your
needs. |
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Our policy is to require all employees and companies
providing services on our behalf to keep customer information
confidential. |
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Our privacy policy applies to potential customers as well
as current and former customers.
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Safeguarding Personal Information
We have adopted policies and procedures designed to protect your personal
information from unauthorized use or disclosure.
Although AV FundSource has taken
these reasonable and appropriate measures to ensure that your personal
information is delivered and disclosed only in accordance with your
instructions, AV FundSource cannot and does not guarantee that the personal
information you provide will not be intercepted by others and decrypted.
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We have implemented physical, electronic and procedural
safeguards to maintain confidentiality and integrity of the personal
information in our possession and to guard against unauthorized access.
These include among other things, procedures for controlling access to
customer files, building security programs, and information technology
security measures such as the use of passwords, firewalls, plus virus
detection software. |
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We continue to assess new technology as it becomes
available and to upgrade our physical and electronic security systems as
appropriate. |
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Our policy is to permit employees to access your personal
information only if they have a business purpose for using such
information, such as administering, providing or developing our products
or services. |
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Our policy which governs the conduct of all of our
employees requires all employees to safeguard personal information about
the consumers and customers we serve or have served in the past.
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Information We Collect About You
We collect information about you to help us serve your financial needs, to
provide you with quality products and services and to fulfill legal and
regulatory requirements. We consider all information about you in our
possession to be personal information, even if you cease to be a customer.
The personal information we collect about you may include among other
things:
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Identifying information, such as your name, age, address,
phone number and social security number |
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Employment information |
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Financial information such as your income, assets and
liabilities, as well as information about your savings, investments,
insurance and business. |
Typically, we
collect this information on applications and other forms you complete
through our website.
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Loan and Other Services
All of the information you have provided in your loan request is true and
complete. You authorize AV FundSource to provide your information, to up to
five Lenders; If you leave portions of the loan request form
incomplete, AV FundSource may transmit your loan request form to up to 5 of
its lenders who can help you complete your loan request and possibly extend
you loan offers. By completing the loan request form, you authorize AV
FundSource to transmit your loan request form to up to 5 lenders. No credit
check will be performed on behalf of AV FundSource on your loan request. In
addition, if you qualify for other services provided through our website ,
AV FundSource will share your information with one of the partners in that
program. These partners should also be considered service providers. You
understand that Lenders may keep this form, whether or not you are qualified
for a loan with them. AV FundSource is not a lender and does not make loans
or credit decisions in connection with loans. AV FundSource does not endorse
or recommend the products of any particular Lender on any of its websites.
AV FundSource is not an agent of either you, the User, or any participating
Lender. AV FundSource's services are administrative and consultative only.
You should rely on your own judgment in deciding which available loan
product best suits your needs and financial means. The Lender is solely
responsible for its services to you, and you agree that AV FundSource shall
not be liable for any damages or costs of any type arising out of or in any
way connected with your use of such services. Loans may only be made
to residents of, or secured by collateral or other property located in,
states where participating Lenders are licensed or authorized to make such
loans, as indicated herein under the section titled "Lenders." Lenders are
not attempting to make loans outside of their authorized states or country
by participating in and offering their products on this Web site. AV
FundSource does not guarantee acceptance into any particular loan program or
specific loan terms or conditions with any participating Lender; loan
approval standards are established and maintained solely by individual
Lenders. Likewise, AV FundSource does not guarantee that the loan terms or
rates offered and made available by participating Lenders through this Web
site are the best terms or lowest rates available in the market. Unless
expressly stated in writing, nothing contained herein shall constitute an
offer or promise for a loan commitment or proposal. AV FundSource does not
charge you, the User, a fee to use our service. AV FundSource is paid a fee
by participating Lenders for the goods, facilities and services provided.
Your use of this Web site and/or AV FundSource's services constitutes your
agreement with this compensation arrangement. |
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Sharing
Information with Companies That Provide Services For Us
We share personal information about you, as required or permitted by law,
with third parties, such as service providers who assist us in the day to
day operations of our company in the administration, processing, servicing
and sale of your loan. These third parties include among others, title
companies, appraisers, insurance companies, underwriting services,
processing services, and purchasers of loans. Our policy is to require third party
service providers to enter into confidentiality agreements with us,
prohibiting them from using any personal information they obtain for any
purpose other than those for which they were retained or as required by
law. We may also disclose information about you, when necessary or
required, in legal and arbitration proceedings and to government agencies. |
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Changes
To Our Privacy Policy
We may make changes to our privacy policy in the future. We will not make
any changes affecting you without first sending you a revised privacy policy
describing the change. In any case, we will send you a current privacy
policy at least once a year as long as you continue to be a customer.
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Contacting Us
If you
have questions about this privacy policy, please write us at: AV FundSource,
4068 Plum Wood Way, Uniontown, OH 44685 |